Bank AI readiness index in Americas and Europe 2023

Among the largest banks in the Americas and in Europe, Capital One had the highest artificial intelligence (AI) readiness index in 2023, according to a ranking based on patent applications, partnership and licensing agreements, dealmaking activity, acquisitions, key people, product launches, and earnings transcripts. Capital One received a score of 90.91, which was followed by Capital One's 89.48. Royal Bank of Canada ranked third, with an overall score of 73.66.

Leading banks in artificial intelligence (AI) readiness in the Americas and Europe in 2023

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Release date

June 2023

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Region

North America, Europe, LAC

Survey time period

2023

Supplementary notes

The source adds the following information: The index covers the 50 largest retail banks in the Americas and Europe by market cap. The banks were analyzed across three metrics: talent, execution, and innovation. The talent score examined a bank's ability to attract and retain AI specialists. The execution metric looked at a bank's ability to bring AI-powered products and services to market, as well as deploy AI internally across banking functions. The innovation score measured a bank's track record of developing or acquiring AI capabilities.

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