Finland: online payment methods 2022

Based on the 2022 e-commerce survey, online banking was the most common payment method for online purchases in Finland. Roughly 60 percent of Finns said that they had used online banking, followed by MobilePay payments with nearly 24 percent. Two percent of Finnish online shoppers paid by invoice.

Finnish customers favor debit card payments

In terms of online payments, a Statista Global Consumer Survey in 2021 shows that 66 percent of respondents use debit card for online payments. Other online payment services, such as PayPal and Amazon Pay, ranked second and reached a total of 62 percent.
Among the other online payment methods Paypal was most the used service with 75 percent of consumers using it. The Finnish online payment service Nordea Siirto was only used by 18 percent of the surveyed Finns.

Payment by invoice ranks first place in B2B e-commerce

The most common payment method offered by businesses for B2B e-commerce customers in Finland in 2021 was payment by invoice. Payment in advance, card payment, and online banking payment were also common payment methods, accounting for over 30 percent each.

Which of the following online payment methods have you used in 2022?

Characteristic	Share of online payment methods
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Source

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Source

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Release date

2023

More information

Region

Finland

Survey time period

2022

Age group

18-79 years

Special properties

shoppers who have access to the internet

Method of interview

Questionnaire and personal interview

Supplementary notes

The source does not provide information on the original wording used during the survey. Thus, the wording chosen for this statistic may differ slightly from the one in the survey.

Multiple answers were possible.

The survey was done by 10,200 respondents in the Nordics and the DACH region.

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